26 Jun


BRIC LLC Lending Guidelines

With our objective strategy and common sense underwriting approach, we aim to help you capitalize on the growing opportunities in our small balance commercial niche. BRIC LLC’S flexible lending guidelines were created to provide you with the best possible solutions for your borrowers.


Simple to submit. Simple to qualify. Simple to close.

Loan Amounts $25,000 to $1,500,000

Loan Purpose Purchase

Refinance (rate/term & cash-out)

Property Types Class I: multifamily (5+ units) and mixed-use

Class II: office, retail, warehouse, self-storage, automotive services

Debt Coverage Ratio Class I: 1.20 | Class II: 1.25

LTV Class I: 70% | Class II: 65%

Fixed Period 3 & 5 year options

Minimum FICO 600 Middle Score

Pricing Rates starting as low as 6.99%

Term 30 year fully amortizing / 30 year loan

Prepayment Penalty Equal to the fixed period

The BRIC Advantage

Simple loan documents

No loan committees

Common sense underwriting

Permanent financing, NO balloons


Visit our website at

Leave us an Inquiry and we will get right back to you!

(877) 354-1842


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