PERMANENT FINANCING IS RIGHT HERE
Stated Income Loans To Offset Mortgage DECLINES
Stated Income Loans To Offset Mortgage Declines!!!
STATED COMMERCIAL & RESIDENTIAL FINANCING
A stated income loan is a mortgage where the lender does not
verify the borrower’s income by looking at their pay stubs, W-2
forms, income tax returns, or other records. Instead,
borrowers are simply asked to state their income, and taken at
These loans are nominally intended for self-employed
borrowers, or other borrowers who might have difficulty
documenting their income. Stated income loans have been
extended to customers with a wide range of credit histories,
including sub-prime borrowers.
Stated Income with Verified Assets (SIVA)
Stated Income and Stated Assets (SISA)
No Income with Verfied Assets (NIVA)
No Income and No Asset Verification (NINA)
No Tax returns needed. Foreign nationals are eligible.
no 4506, no income, no employment, no CPA letter, etc.)
Up to 75% LTV for residential investment property, multifamily,
mixed-use and traditional commercial property.
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